STELLA MARIS COLLEGE (AUTONOMOUS), CHENNAI – 600 086
General Elective Course Offered by the Department of Commerce to students of
B.A / B.Sc. / B.Com. / B.Com CS/ B.Com A & F/ B.C.A. / B.V.A Degree Programmes
SYLLABUS
(Effective from the academic year 2019 – 2020)
FUNDAMENTALS OF INVESTMENT PLANNING
CODE: 19CM/GE/FI22 CREDITS : 2
L T P : 2 0 0
TOTAL TEACHING HOURS 26
OBJECTIVES OF THE COURSE
Ø To provide students with an insight of personal finance and to inculcate the habit of savings
Ø To enable students to develop skills for analyzing and planning personal investments
Ø To emphasize students, the need for making Savings and Investment.
Ø To familiarise the students with various Investment avenues available.
COURSE LEARNING OUTCOMES
On successful completion of the course, students will be able to
Ø Understand the basics of personal savings and investment plan
Ø Understand the Personal Financial Management
Ø Identify the various investment alternatives
Ø Develop the skills to take advantage of favorable Investment opportunities
Unit 1 (10 Hours) Introduction to Financial Planning
1.1 Financial planning – Meaning and Importance
1.2 Investment- Definition, Nature, Factors Influencing Investment.
1.2.1 Financial Planning- Meaning and Importance 1.2.2 The Personal Financial Planning Process, Preparation of Personal Budge
1.3 Personal Financial Statements, tax planning and legal aspects of financial
planning
1.4 Investment Media, Principles, Avenues and Modes.
Unit 2 (8 Hours)
Investment options and operational scenario. 2.1 Needs and benefits of investing
2.2 Sources of financial information
2.3 Personal Savings & Investment: Investment Criteria- Liquidity, Safety and
Profitability, Savings and Instruments of Post Office and Banks. Chit
Funds. Investment in Shares, Debentures, Corporate and Government Bonds
2.4 Systematic Investment Planning, National Pension Scheme, Public Provident Fund
(Retirement Savings Plans, Pension Plans)
Unit 3 (8 Hours)
Insurance and Risk Management
3.1 Analysis of Risk in Investment (Theory)
3.2 Insurance Contract: Life Insurance Contract- Features, Policy, Conditions and General Insurance Plans and Products
BOOKS FOR STUDY
Madhu Sinha, “Financial Planning: Theory and Practice” Tata McGraw-Hill Publishing Company Ltd, New Delhi
Ankit Gala and Khushboo, “Investment Planning” Buzzing Stock Publishing house, Mumbai
BOOKS FOR REFERENCE
Dr. P.K. Gupta, Insurance and Risk Management”, Himalaya Publishing House, Mumbai
Ranganathan and Madhumathi, Investment Analysis and Portfolio Management, Pearson,
New Delhi
Risk analysis, Insurance and Retirement Planning; Taxmaan; 2017
Information Brouchers of Post Offices, Banks, Mutual Funds, Insurance Companies
JOURNALS
Journal of Financial Planning
Journal of Personal Finance
The Journal of Investing
WEB RESOURCES
www.moneycontrol .com
PATTERN OF ASSESSMENT
Continuous Assessment Test: Total Marks: 25 Duration: 90 minutes
Other Components: Total Marks: 25 Assignments/Objective Test/Quiz/Class Presentation
No End Semester Examination
SE, SEBI, RBI, IRDA, AMFI etc.